Area Insights
Therapy practice market data for Minnesota 55106
ZIP 55106 in Minnesota scores 53 out of 100 (Watchlist) for starting or growing a therapy practice. The area has 56,708 residents, 92% of them insured, and 66 registered therapists. Medicare pays $162.42 for a 60-minute therapy session here.
Opportunity score
53/100
Population
56,708
Median income
$70,187
Insured residents
92.0%
Therapists
66
Therapists per 10K
11.6
Medicare 90837
$162.42
HPSA status
Possible
The Practice Opportunity Score weighs market demand, provider supply, Medicare reimbursement, and shortage-area incentives. It assumes a Master's-level credential; adjust the credential in the interactive report.
Who insures the people in 55106?
Of 56,708 residents in 55106, 33.5% hold employer-based coverage, 38.4% are covered by Medicaid, 7.0% by Medicare, 3.3% buy marketplace plans, and 8.0% are uninsured. Payer mix decides what a practice actually collects, so credential where the coverage is.
| Employer-based | 33.5% |
| Medicaid | 38.4% |
| Medicare | 7.0% |
| Marketplace | 3.3% |
| Uninsured | 8.0% |
How many therapists already practice in 55106?
The National Plan and Provider Enumeration System (NPPES) lists 68 behavioral health providers in 55106: 66 therapists, 2 psychologists, and 0 psychiatrists. That is 11.6 therapists per 10,000 residents, which reads as saturated supply for a market this size.
What does Medicare pay for therapy in 55106?
Medicare's Physician Fee Schedule for the MINNESOTA locality pays $162.42 for a 60-minute psychotherapy session (CPT code 90837), $110.64 for a 45-minute session (90834), and $168.69 for an initial diagnostic evaluation (90791).
| CPT code | Session type | Medicare rate |
|---|---|---|
| 90791 | Initial diagnostic evaluation | $168.69 |
| 90834 | 45-minute psychotherapy | $110.64 |
| 90837 | 60-minute psychotherapy | $162.42 |
| 90847 | Family therapy (patient present) | $106.03 |
| 90853 | Group psychotherapy | $29.43 |
Is 55106 a federal shortage area?
A Health Professional Shortage Area (HPSA) is a federal designation for areas with too few mental health providers. Practicing in one can qualify clinicians for a 10% Medicare bonus and loan repayment programs. A county-level designation exists in this county, but local provider density makes qualification at addresses in 55106 unlikely. Verify with HRSA if the incentives matter to your plan.
Nearby ZIPs that score higher
Go deeper on 55106
The interactive report adds carrier rankings, demographics, credential-adjusted rates, and a playbook for this market. And if the market looks good, Aria runs eligibility checks and billing follow-up for practices like the ones serving 55106.
Sources: U.S. Census Bureau American Community Survey (ACS) 2024 5-year estimates, the National Plan and Provider Enumeration System (NPPES) provider registry, Health Resources and Services Administration (HRSA) shortage designations, and the Centers for Medicare and Medicaid Services (CMS) Physician Fee Schedule. Last refreshed 2026-02-14T23:53:06.231Z.