Area Insights
Therapy practice market data for Tennessee 37122
ZIP 37122 in Tennessee scores 58 out of 100 (Moderate Opportunity) for starting or growing a therapy practice. The area has 68,492 residents, 95% of them insured, and 113 registered therapists. Medicare pays $157.92 for a 60-minute therapy session here.
Opportunity score
58/100
Population
68,492
Median income
$112,967
Insured residents
94.8%
Therapists
113
Therapists per 10K
16.5
Medicare 90837
$157.92
HPSA status
Designated
The Practice Opportunity Score weighs market demand, provider supply, Medicare reimbursement, and shortage-area incentives. It assumes a Master's-level credential; adjust the credential in the interactive report.
Who insures the people in 37122?
Of 68,492 residents in 37122, 59.2% hold employer-based coverage, 5.2% are covered by Medicaid, 11.2% by Medicare, 7.4% buy marketplace plans, and 5.2% are uninsured. Payer mix decides what a practice actually collects, so credential where the coverage is.
| Employer-based | 59.2% |
| Medicaid | 5.2% |
| Medicare | 11.2% |
| Marketplace | 7.4% |
| Uninsured | 5.2% |
How many therapists already practice in 37122?
The National Plan and Provider Enumeration System (NPPES) lists 121 behavioral health providers in 37122: 113 therapists, 5 psychologists, and 3 psychiatrists. That is 16.5 therapists per 10,000 residents, which reads as saturated supply for a market this size.
What does Medicare pay for therapy in 37122?
Medicare's Physician Fee Schedule for the TENNESSEE locality pays $157.92 for a 60-minute psychotherapy session (CPT code 90837), $107.57 for a 45-minute session (90834), and $163.68 for an initial diagnostic evaluation (90791).
| CPT code | Session type | Medicare rate |
|---|---|---|
| 90791 | Initial diagnostic evaluation | $163.68 |
| 90834 | 45-minute psychotherapy | $107.57 |
| 90837 | 60-minute psychotherapy | $157.92 |
| 90847 | Family therapy (patient present) | $104.63 |
| 90853 | Group psychotherapy | $28.61 |
Is 37122 a federal shortage area?
A Health Professional Shortage Area (HPSA) is a federal designation for areas with too few mental health providers. Practicing in one can qualify clinicians for a 10% Medicare bonus and loan repayment programs. 37122 carries a ZIP-confirmed mental health designation, so those incentives apply here.
Go deeper on 37122
The interactive report adds carrier rankings, demographics, credential-adjusted rates, and a playbook for this market. And if the market looks good, Aria runs eligibility checks and billing follow-up for practices like the ones serving 37122.
Sources: U.S. Census Bureau American Community Survey (ACS) 2024 5-year estimates, the National Plan and Provider Enumeration System (NPPES) provider registry, Health Resources and Services Administration (HRSA) shortage designations, and the Centers for Medicare and Medicaid Services (CMS) Physician Fee Schedule. Last refreshed 2026-02-14T23:33:57.164Z.